Live baccarat: popular versions of the game

Live baccarat: popular versions of the game

Live-baccarat - a card game with minimal player intervention and bets on "Bankara," "Punto" or "Draw." A real dealer hands out cards in the studio, and the video stream is broadcast directly to the browser. Different versions of the rule differ in the surrender mechanism and the role of the players. Below are the most popular formats.

1. Punto Banco

The description is the most common option in online casinos in Australia. Full automation: players bet on a banker (bank), punto (player) or draw, and the dealer acts according to a strict algorithm.
Rules:
  • Initially, two cards are dealt to the banker and punto.
  • If the hand has a sum of 8-9, this is "natural" and the round ends.
  • Card values: ace = 1, 2-9 = face value, 10 and pictures = 0. The amount is calculated modulo 10.
  • The dealer gets the third card according to strict conditions: for example, punto gets at the amount of 0-5, the banker depends on the punto card.
  • Casino advantage: ≈1,06% on the bank rate; punto rates - ≈1,24%; draw - ≈14%.

2. Chemin de Fer (Chemin de Fer)

The description is the classic French version, in which players take turns as a banker, make decisions about the deposit of cards and divide the bank among themselves.
Features:
  • The role of the banker moves in a circle; only he decides whether to take the third card or not.
  • The punto rate is determined by all other players against the bank.
  • High involvement of players: requires knowledge of good rules and risk assessment.
  • Casino advantage: ≈1,17% (with standard limits and commissions).

3. Baccarat Banque

The handle is similar to Chemin de Fer, but the role of banker is assigned to the first player or dealer until the bank runs out of funds.
Rules:
  • The banker remains the same player until the end of the bank amount or its refusal.
  • The rest bet on it or on punto, fixing their risks.
  • Casino advantage: ≈1,20 -1.40% (depends on bank fees).

4. Dragon Tiger (Dragon and Tiger)

The description is a simplified form of baccarat with two cards: Dragon and Tiger. The player chooses which hand will be older.
Advantages:
  • Instant betting resolution: No third card.
  • RTP ≈96,27% on equal rates; draw bets - low RTP and high payouts (≈8: 1).
  • Ideal for short sessions and tournaments.

5. Speed ​ ​ Baccarat

Descriptive version for fans of dynamics: a timer for accepting bets is only 7-12 seconds, rounds from 25 to 30 seconds.
Features:
  • Instant calculation of results.
  • Minimal downtime between games.
  • RTP and Punto Banco rules, but accelerated interface.

6. No Commission Baccarat

Descriptive rate on the banker is not subject to the standard 5% commission; instead, a "6-to-5" rule on natural nines is introduced.
Rules:
  • Natural nines are paid in a new way 6:5 instead of 1:1.
  • RTP ≈98,76% on banker and punto (above classic Punto Banco).
  • The draw bet is still high payouts but low RTP.

7. Release Guidelines

1. Beginners - Punto Banco: simple strict rules, minimal player decision.
2. Fans of strategy - Chemin de Fer: active participation, choice of a banker and tactics of good cards.
3. For those who appreciate speed - Speed ​ ​ Baccarat or Dragon Tiger.
4. The maximum RTP is No Commission Baccarat at punto/banker rates.
5. Commission minimization - compare rates for a banker taking into account commissions and payments for natural nines.

Live baccarat in Australia is available on all major platforms: FastPlay AU, Aussie Live, Down Under Casino. Choose a table with the desired limit, put in AUD without conversion and enjoy the game with real dealers!